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Playbook

3DS required

Issuer wants the customer to approve the charge in their banking app.

The signal

Issuer wants the customer to approve the charge in their banking app.

What to do

Explain 3DS in plain language and re-trigger the charge only when the customer confirms they're ready.

Drawer action

Email customer (3DS explainer), then Retry charge after they reply.

Email strategy

One sentence on what 3DS is. Tell them to expect a push notification from their bank when you retry.

Snooze default

1 day, then retry charge.

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Issuer fraud block