At a glance
| Chaser | Gravy | |
|---|---|---|
| Model | Software: your team handles the cases automation can't, with full context | Service: their team does outreach for you |
| Who talks to your customer | You / your named operator | Gravy's agents |
| Pricing shape | Flat by tracked volume ($79-699/mo) | Typically a share of recovered revenue |
| Brand voice control | Full: AI drafts in your voice, you approve | Outsourced, with guardrails |
| Scales without adding cost per account | Yes, software | Cost tied to recovery labor |
| Setup | Stripe OAuth, Safe Mode, self-serve | Service onboarding |
| MCP server for AI assistants | Yes: Claude, Cursor, ChatGPT | No |
| Best for | Teams who want control and predictable cost | Teams who want to fully outsource recovery |
The real trade-off
With Gravy you offload the work entirely, and pay as a function of what is recovered. With Chaser you keep the relationship in your own team's hands and pay a flat fee regardless of how much you recover, which is cheaper precisely when recovery is working well. Control and unit economics versus hands-off convenience.
Gravy is a done-for-you service where their team makes calls and sends emails on your behalf. chaser.cash is software you control -- your team makes the judgment calls with full Stripe context on screen. One is outsourced, one is in-house.
Gravy pricing scales with recovered revenue. chaser.cash is flat SaaS -- you keep everything you recover above the subscription cost.
Who should pick which
Pick Gravy if you would rather not staff recovery at all and are comfortable with an outside team contacting your customers on a revenue-share basis. Pick Chaser if you want your own people on the relationship, predictable flat pricing, and a ledger trail your finance team owns.
Where Chaser is still early
Founding-partner beta; in-app surfaces in preview; native connectors on the roadmap. The email-plus-hosted-card-page loop is live today.